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Understanding Your Credit History
As they say in the US 'if you have no credit history, it's as if you have no history'. It is such an integral part of life that without it you are nothing. Whether you are applying for a Credit Card, house loan or any other loan, buying a car or even getting employed- there is a check on your Credit. more
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You can have two kinds of bank accounts in the US; a savings account (with accumilating interest) and a checking accounting (with no interest). You'll need a social security number and a photo ID (eg. passport or drivers license).
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CD (Certificate of Deposit) is like a Fixed Deposit, where you can invest certain amount for a specific period of time (max up to 5 years) with any Bank, or Credit Union with an interest rate. If you withdraw money from the CD before it's maturity date, you are likely to loose some interest. Generally, the longer you keep the money, the higher interest you will get. more
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The fast, convenient and affordable way to send money to India. With just a credit card or debit card you can send checks to any postal address in India within 48 business Hours (Metros) & 3 days to rest of India. more  |
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401(K) plans are tax-deferred retirement savings plans for employees. This article covers what it is, how it works, when and why you should invest in a 401K plan, and other important aspects you should know about the 401K plan. more  |
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Along side the federal tax, each state has a seperate taxing system. Here are the different state tax websites.
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