A list of small things that can take off your biggest headaches

1. Get medicine from Home Country via mail
You may get prescription medicines from other country via mail! All that you need to do is to write down a small note on the envelope "Medicine Inside". In addition, include a copy of the doctor’s prescription as the envelope/package may be opened and inspected by the customs and FDA.

2. Get a Free Credit Report
Most of the people think that your need a Credit Report only at the time of buying a house or applying for some big loan. But, did you know that you have a right to get a free credit score every year. It’s always advisable to be up to date of your Credit report, as you may easily be able to detect any problem if it arises rather than coming to know it later. Click here for more information.

3. Block Marketing Calls
Are you sick of all the unwanted telemarketing calls bombarding your life everyday? If yes, then registering at ‘National Do Not Call Registry’ is a good option. You can register online at WWW.DONOTCALL.GOV or call toll-free, 1-888-382-1222 (TTY 1-866-290-4236), from the number you wish to register. The registration for your home or mobile phone is free. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. Your registration will be effective for five years. For more information, please visit: https://www.donotcall.gov

4. Block unwanted Credit Card mails
Sick of opening another mail of Credit card offers, then blocking these junk mails is the way.
To remove your name, call 1-888-5-OPT-OUT (1-888-567-8688) to stop major credit companies from sending you credit card offers. Your information will be kept active for five years

For removing your name for most marketing mailing lists, send your name and address (as it appears in your junk mail) to:
   Direct Marketing Association
   Mail Preference Service
   P.O. Box 9008
   Farmingdale, NY 11735-9008

Besides, this the other steps which you can take to stop unwanted mails are-
*If you do not wish to receive mail from the specific sender, ‘return the reply card’ (by writing Refused or Return to sender on the unopened mail) or call their 800 number and request to be taken off their mailing list.

*When you order or buy something, always make a request of not sharing your information with other companies for marketing, mailing, or promotional purposes. And keep a track of who is selling your name to other companies. 

5. Request for FOIA
Concerned what information the Government agencies might have about you? Then, you can use the Freedom of Information Act (FOIA) law to your advantage.  This law can be very beneficial for people wanting information from Government agencies like the Immigration Department in the cases of immigration (like family or job related) or naturalization petitions. For more information, please visit
http://www.path2usa.com/immigration/relatedinfo/foia_info.htm

6. Extended warranty through your credit card
Many of the major brands of Credit cards offer extended warranty when you buy using their credit card. Basically, the service automatically doubles a manufacturers product warranty. It means that once the item is out of warranty, the Credit card warranty will kick for an identical period of coverage. If the item purchased breaks or is deemed defective during that extended period, the Credit card company will credit the purchase price back to the your credit card. This gives the consumer added protection and flexibility should they not be satisfied with their merchandise.
(But, it always better to check with your Credit card company for benefits).

7. Renter’s insurance to protect you from theft
For those people who rent, renters insurance can help in case of damage to or loss of your personal property. Whether you rent from a house owner, a property manager, or a university (as a student living in a dorm), consider purchasing renters insurance. Landlords insure the physical apartment building against damage from occurrences such as fire, hail, and vandalism, but it doesn’t cover your belongings.

Many of us feel that we hardly have anything of value to insure but in case of a mishap, getting everything back together might cost you much more. Depending on your budget and value of things, you can opt for different kind of insurances. It also can help protect you in case of a liability lawsuit against you (in a situation where you are held responsible for - Injury to another person, Damage to another person's property and whether the incident occurred within your rented residence, or elsewhere.)

8. Save on car insurance when using the credit card
You do not always have to buy insurance from the car rental companies, most of the known credit card offer, liability insurance when you rent a car using their credit card. Also, your own auto insurance will cover whatever your credit card insurance won't. So, judge accordingly and spend.

9. Merchandise Return policy
In US, customer is the king and that is aptly reflected in the freedom of returning the product if you are not satisfied with it. Though the merchandise return policy may vary from store to store and products wise also. The stores are stricter with the high-value and electronic products.

10. Get free Flue-shots and health awareness classes
With the flu-season from October -march, Many major hospitals and health care facilities provide free flu shots in their vicinities and different places. These are mainly targeted at children, pregnant women and elderly people. Once can also join free classes of various health related topics in their health center.

11. Save on car registration if not using the car
Depending on the state rules, majority of state do not charge for Auto registration renewal if you plan not to use the vehicle.

12. You have your rights
If a cop stops you for reasons that are not your faults, you can always ask them for proof. For example, if by mistake a cop stops you for speeding, you can always contest it if you feel that you are not at fault.

13. Donate to save taxes
If you donate at the local charities, and keep a receipt of the stuffs, you can save on taxes. Who said doing good does not pay!